Comparison

Home Gym vs Gym Membership: The Real Cost

Published: December 23, 2025

Quick Answer

A basic home gym (£300) pays for itself in just 6 months compared to a standard £50/month gym membership. Over 5 years, a home gym saves you over £2,700—and that doesn't include travel costs or time saved.

At-a-Glance Comparison

FeatureHome Gym SetupCommercial GymWinner
Upfront Cost£200-1000+£20-50 (Joining)
Commercial Gym
Year 1 Total£500£600+
Home Gym Setup
Year 5 Total£700 (Maintenance)£3,000+
Home Gym Setup
Travel Time0 min30+ min/session
Home Gym Setup
Resale Value50-70%0%
Home Gym Setup

1. The Hidden Costs of Deployment

Gym memberships look check (£30/month). But add the invisible costs:

  • Transport: £2 bus or £2 petrol per visit. 3x a week = £300/year.
  • Time: 15 mins each way = 1.5 hours a week lost. That's 75 hours a year sitting in traffic.
  • Price Hikes: Gyms historically raise prices by 5-10% annually. Your dumbbell's price is fixed once you buy it.

2. The Asset Argument

When you leave a commercial gym, you walk away with nothing. When you 'retire' a home gym, you can sell the cast iron weights on Facebook Marketplace for nearly what you paid. Iron doesn't depreciate like a car. It's a store of value.

3. The Motivation Myth

'I need the gym environment to train'. Do you? Or do you need the removal of barriers? The hardest part of the gym is getting there. When the gym is 5 seconds from your sofa, consistency usually goes UP, not down. No queues for the bench press means you finish in 45 mins, not 90.

The Verdict

Home gym wins on cost, time, and convenience. Commercial gym wins only if you need very specific machinery (swimming pools, saunas) or social interaction.

Best Option A
Budget Setup Guide
Read Review
Best Option B
PureGym Membership
Read Review

Frequently Asked Questions

What about electricity/heating costs?

Minimal. You don't need to heat a garage gym to 20C. Wear a hoodie. Music comes from a bluetooth speaker.

Still not sure?

Check out our complete setup guide for more detailed advice.

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